Transfer-on-Death Deed
What Is a Transfer on Death (TOD) Deed?
A Transfer on Death (TOD) Deed is a legal document that allows property owners to designate a beneficiary who will automatically inherit the property upon their passing—without going through probate. This makes TOD deeds an efficient estate planning tool, ensuring a smooth transfer of ownership while maintaining full control over the property during the owner's lifetime.
Notarizing a TOD deed is essential to ensure its validity and enforceability. I provide mobile notary services in Sacramento and surrounding areas, making the notarization process convenient and hassle-free.
Why Notarize a Transfer on Death Deed?
A notarized TOD deed is required for it to be legally recorded and recognized by county offices.
✔ Avoids Probate – Allows property to transfer directly to a beneficiary without court involvement.
✔ Ensures Legal Compliance – County recorder offices require notarization for official recognition.
✔ Provides Peace of Mind – Guarantees that your property passes smoothly to your intended recipient.
✔ Retains Owner Control – The property owner can modify or revoke the TOD deed at any time before passing.
Benefits of a Transfer on Death Deed
Using a TOD deed for estate planning has several advantages:
✔ No Probate Process – Saves time, legal fees, and stress for beneficiaries.
✔ Retains Full Ownership – The owner can sell, refinance, or transfer the property anytime before death.
✔ Simple & Cost-Effective – Easier and less expensive than setting up a trust.
✔ Avoids Gift Tax Issues – Since the transfer occurs at death, no federal gift tax is triggered.
✔ Medicaid Planning – May help in estate recovery situations in certain states.
Common Uses for TOD Deeds
TOD deeds are commonly used in the following situations:
✔ Leaving Property to Family Members – Ensures heirs receive real estate without probate delays.
✔ Estate Planning Without a Trust – A simpler alternative to revocable living trusts.
✔ Protecting a Home from Probate Fees – Reduces court involvement in property transfers.
✔ Ensuring a Surviving Spouse Inherits Property – Provides security for a spouse without needing joint tenancy.
✔ Naming Multiple Beneficiaries – Allows property to pass to multiple heirs without probate.
How to Notarize a Transfer on Death Deed
1. Prepare the TOD Deed
Include essential details: grantor (current owner), beneficiary names, legal property description, and transfer terms.
Ensure it complies with California TOD deed laws.
2. Schedule a Notary Appointment
Choose between mobile notary services (I come to you) or an in-office notarization.
Have all required parties present with valid government-issued ID.
3. Verify Identity & Sign the Deed
The notary will verify the grantor’s identity and ensure the document is properly executed.
The grantor signs the TOD deed in the presence of the notary.
4. Receive the Notary Seal
The notary applies an official stamp and signature to validate the document.
The notarized TOD deed is now legally recognized.
5. File the Deed with the County Recorder
The notarized TOD deed must be recorded in the county where the property is located.
This step is essential for the deed to take effect upon the owner’s passing.
Where to Get a TOD Deed Notarized?
TOD deeds can be notarized at:
📌 County Recorder’s Office – Some counties offer in-house notarization.
📌 Law Firms & Estate Planning Offices – Attorneys may provide notarization services.
📌 Title & Escrow Companies – Often used in real estate transactions.
📌 Mobile Notary Services – Convenient notarization at your home or office.
I offer mobile notary services for TOD Deeds throughout Sacramento, Roseville, Elk Grove, Folsom, Rancho Cordova, and surrounding areas, ensuring a seamless notarization process.
Schedule Your Transfer on Death Deed Notarization Today!
Ensure your estate planning is legally valid and hassle-free with professional TOD deed notarization. Contact me today to book an appointment and secure your property’s future!
